Eleven doors to funded therapy.
One of them is probably yours. Where a scheme allows it, we handle the claims end so you do not have to. If you are not sure which door, tell us your situation in a sentence and we will tell you which one it opens.
What would it cost me?
Choose who you'd see and which door you'd come through. The numbers update as you go. Your GP, insurer or scheme decides eligibility — this is a guide, not a quote.
Per session, you pay
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This is a guide, not a quote. The figures are our published fees and the Medicare rebates and safety-net thresholds current at publication (2026; indexed each 1 July and 1 January respectively). What you actually pay depends on the plan or claim you hold, your GP’s, insurer’s or scheme’s decision, and the day’s fee. We confirm the numbers with you before your first session. On an Eating Disorder Plan, sessions 21 onwards need a psychiatrist or paediatrician review first; that consultation has its own fee and rebate and is not counted here. Other out-of-hospital Medicare gaps you pay in the year — GP, specialist, pathology — also count towards the safety net, and couples and families can ask Medicare to register as a family so everyone’s gaps count towards one threshold. Full fee table · How each door works.
The doors, one at a time.
Each has its own rules about who qualifies, how many sessions, and who pays whom. Here they are in plain words. Where a scheme pays you rather than us, you pay on the day and claim it back — we make the paperwork as light as we can.
Medicare Better Access.
Rebates on up to 10 sessions a calendar year with a GP Mental Health Treatment Plan.
- Who
- Anyone whose GP agrees a plan is appropriate. Your GP decides eligibility, not us
- Sessions
- 10 a calendar year: 6, then a GP review, then 4 more
- You pay
- The session fee on the day. As a courtesy we submit your Medicare claim on your behalf, and the rebate lands in your bank account
- Rebate
- $101.55 with a Registered Psychologist, $149.05 with a Clinical Psychologist. Indexed each 1 July; we confirm the figures when you book
- Not covered
- Provisional Psychologist sessions, assessments and reports
Extended Medicare Safety Net.
Once your out-of-pocket costs pass a threshold in a calendar year, Medicare pays more of every session after that.
- How it works
- Medicare adds up the gap you pay on out-of-hospital services across the calendar year. Once you cross the threshold, it pays 80% of the out-of-pocket cost on further services (capped per item), on top of the usual rebate. You register once; after that it's automatic
- Thresholds
- Set each 1 January. For 2026 they are $861.20 for Commonwealth concession card holders and families receiving Family Tax Benefit Part A, and $2,699.10 for everyone else. The original safety net threshold is $594.00
- Out of pocket
- Example, indicative: a $250 session with a Registered Psychologist has a $148.45 gap after the $101.55 rebate. Above the threshold, Medicare pays 80% of that gap, leaving you around $30
- What counts
- Every out-of-hospital Medicare gap you pay in the calendar year counts — GP visits, specialists, pathology, imaging — not just psychology. Some services may already be taking you towards the threshold
- Couples and families
- Partners and families can ask Medicare to register as a family so each person's gaps count towards one combined threshold. Ask Medicare whether you're eligible to link your accounts — it can bring the safety net forward by months
Eating Disorder Plan.
Up to 40 sessions a year under Medicare for an eligible eating disorder.
- Who
- People whose GP or psychiatrist opens an Eating Disorder Treatment and Management Plan
- Sessions
- Up to 40 psychological sessions in 12 months, with reviews at 10, 20 and 30
- You pay
- The session fee, with the same rebates as Better Access; we submit the claim for you
- Our part
- Our Principal Psychologist works with cis-men's and trans and gender-diverse eating and body concerns, so the plan fits the work
Chronic Condition Management Plan.
A GP plan for a chronic condition can fund a small number of psychology sessions each year.
- Who
- People with a chronic or complex condition whose GP writes a Chronic Condition Management Plan (which replaced GP Management Plans and Team Care Arrangements)
- Sessions
- Up to 5 allied health sessions a calendar year, shared across all allied health on the plan
- Rebate
- Smaller than Better Access. We confirm the current figure when you book
- You pay
- The session fee on the day; we submit the claim for you
NDIS.
Self-managed and plan-managed participants, usually under Capacity Building — Improved Daily Living.
- Who
- Self-managed and plan-managed participants. Agency-managed: not at this time
- You pay
- Nothing on the day. We invoice you or your plan manager directly at the NDIS price limit, or our private fee if lower
- We do
- Reports and progress notes in the language your plan review needs, written for real life, not just the file
- More
- NDIS · Pricing arrangements
No Medicare rebate applies to NDIS-funded sessions.
WorkSafe Victoria.
Psychological treatment under a Victorian workers' compensation claim.
- Who
- Anyone with an accepted WorkSafe claim, or a claim in progress
- You pay
- Our private fee on the day, then claim WorkSafe's scheduled rate back from your agent. WorkSafe publishes a maximum it pays per session; the difference between that and our fee is the gap, and it stays with you. We tell you the gap before you start
- When to call
- Any point — before you lodge, while you wait for a decision, or once treatment is approved
- EMDR
- Under a claim, EMDR is delivered by our Principal Psychologist in 90-minute sessions and needs the insurer's pre-approval first
TAC.
Treatment after a transport accident, under a Transport Accident Commission claim.
- Who
- Anyone with a TAC claim number
- You pay
- Our private fee on the day, then claim TAC's scheduled rate back. TAC publishes a maximum it pays per session; the difference is the gap, and it stays with you. We tell you the gap before you start
- We do
- The treatment plans and reports TAC asks for, at your pace
- More
- TAC — psychology
Victims of Crime.
Counselling after violent crime in Victoria, under the Financial Assistance Scheme.
- Who
- Victims of violent crime in Victoria, including family members and witnesses
- How much
- FAS (formerly VOCAT) pays up to $220 for a 60-minute session with a registered psychologist and up to $405 for a counselling report (2026–27 schedule), within the counselling amount approved in your assistance decision. The gap between $220 and our fee, and sessions beyond the approved amount, are at our private fee
- You pay
- Where counselling is approved we can invoice the scheme; otherwise you pay on the day and claim back. We help with the paperwork
- Legal matters
- Where a case is live we take extra care around memory and EMDR, so your evidence and your legal position are protected
National Redress Scheme.
Counselling and psychological care as part of a redress package.
- Who
- Survivors of institutional child sexual abuse with a redress outcome that includes counselling
- You pay
- Nothing; counselling is funded through the scheme
- Pace
- Yours. Safety and stabilisation first, always
Private health insurance.
Many extras policies rebate psychology.
- Who
- Anyone with psychology cover in their extras
- On the day
- We can process your private health claim electronically at the appointment, and you pay the gap
- After the day
- If a claim isn't processed on the day of treatment, you pay in full and claim back from your insurer. How much comes back depends on your insurer and level of cover
- Together with Medicare
- Not for the same session. Private health can cover sessions beyond your Medicare 10
State Trustees and administration.
Funding managed by State Trustees or an appointed administrator.
- Who
- Clients whose finances are managed by a trustee or administrator
- You pay
- Nothing on the day. We invoice the trustee or administrator directly
- More
- State Trustees
Self-funded.
No scheme, no plan, no claim.
- Who
- Anyone. You don't need a treatment plan to see us — but you do need a referral from your GP, so we're connected with the hub of your care
- You pay
- The session fee, listed plainly. Evening and Saturday appointments carry a $20 surcharge where available
- Changing it
- Two full business days' notice. Short-notice changes and non-attendance are charged at 100% of the standard fee
Outside Victoria.
We see telehealth clients across Australia. Each state and territory runs its own schemes; the links go to the official pages.
Work injury
- icare / SIRA — New South Wales
- WorkCover Queensland
- ReturnToWorkSA — South Australia
- WorkCover WA
- WorkSafe Tasmania
- NT WorkSafe
- WorkSafe ACT
- Comcare — Commonwealth employees
Transport accidents
- CTP / SIRA — New South Wales
- National Injury Insurance Scheme Queensland
- CTP Insurance Regulator — South Australia
- Insurance Commission of Western Australia
- Motor Accidents Insurance Board — Tasmania
- Motor Accidents Compensation — Northern Territory
- Motor Accident Injuries — ACT
Victims of crime
Medicare, without the homework.
- 01
See your GP
Ask about a Mental Health Treatment Plan — or an Eating Disorder Plan if that fits. It is usually a longer appointment, so say so when you book with them.
- 02
Send us the plan
Bring it, email it, or have your GP send it. We check the referral so nothing bounces later.
- 03
Come to sessions
You pay the session fee. As a courtesy we submit your Medicare claim for you, and the rebate lands in your bank account.
- 04
Review with your GP
After six sessions your GP reviews the plan and can refer the remaining four.
Not sure which door?
Tell us your situation in a sentence and we'll tell you which door it opens, what it costs, and what paperwork you need before the first session. There's no wrong door.